Veldhuizen v. Coseco Insurance Co., [1995] O.I.C.D. No. 158

Successfully represented the insurer in dismissing a claim for income replacement benefits on grounds of that the limitation period had expired. Discussion of the general principles applied by the Commission in determining whether the insurer’s denial was clear and unequivocal and whether a limitation period can be revived by additional steps taken by the applicant and/or the insurer.

Cited In:

Shirani v. Wellington, [1997] O.F.S.C.I.D. No. 2; 

Windsor v. Zurich Insurance Co., [1997] O.I.C.D. No. 4; 

Moussali v. Allstate Insurance Co. of Canada, [1997] O.F.S.C.I.D. No. 181; 

Fournier v. Zurich Insurance Co., [1997] O.F.S.C.I.D. No. 103; 

Hart v. Allstate Insurance Co. of Canada, [1999] O.F.S.C.I.D. No. 16;

 Jakovljevic v. Commercial Union Assurance Co., [1999] O.F.S.C.I.D. No. 131; 

Lee v. Dominion of Canada General Insurance Co., [1999] O.F.S.C.I.D. No. 185; 

Antunes v. Allstate Insurance Co. of Canada, [2000] O.F.S.C.I.D. No. 6; 

Turner v. State Farm Mutual Automobile Insurance Co., [2000] O.F.S.C.I.D. No. 131; 

Rudnicki v. Certas Direct Insurance Co., [2001] O.F.S.C.I.D. No. 59; 

Turner v. State Farm Mutual Automobile Insurance Co., [2002] O.F.S.C.I.D. No. 21; 

Olszewski v. Citadel General Assurance Co., [2005] O.F.S.C.D. No. 168; 

Gottwald v. State Farm Mutual Automobile Insurance Co., [2007] O.F.S.C.D. No. 139; 

Prior v. Dominion of Canada General Insurance Co., [2008] O.F.S.C.D. No. 171; 

Brumaru v. Lombard General Insurance Co. of Canada, [2010] O.F.S.C.D. No. 50